Q. I have received an inheritance. Can I pay some money from it into my personal pension, in order to get tax relief? As I am 53, I will be able to access the fund in a couple of years, so it might increase the size of my fund substantially. A. This is one of those… Read more »

Q. As I am now in my 80’s and being a widower I am finding my ability to spend money is falling and so my estate is accumulating. As a result for several years now I have been gifting £1,500 each year to my 2 children which I understand I am allowed to do without… Read more »

Q. My uncle died recently leaving me a £20,000 legacy. I do not have a need for this money, and would like to give it to charity instead. What is the best way to go about this? A. There are two ways you could go about this. The first would be to exercise a “deed of… Read more »

Q. My mother died several months ago and we are now dealing with her estate.  She had a valuable property and consequently inheritance tax is due.  The property was her main asset and whilst we are trying to sell it we have not been able to so far and therefore there is little cash to pay… Read more »

Q. I am 62, and looking forward to getting my state pension in September 2017 when I will be 65. I requested a forecast a few years ago which said I would get basic state pension of £107.45 a week plus an additional pension of £39.00 per week, giving a total of £146.45 per week. I… Read more »