Q. I thought I would be able to sell on my annuity, but in the papers it says that the Government has scrapped this. What options are available to me now? A. Although frustrating, the Government’s U-turn is perhaps a blessing in disguise, as the plan felt like an accident waiting to happen with the… Read more »
Q. I am 30 and my company has just introduced a pension under the auto-enrolment requirements. Do I need to start thinking of pension saving yet or should I just save using the Lifetime ISA? A. There has been much press coverage around Millennials opting out of Compulsory Workplace Pensions with a view to relying… Read more »
Q. I am a member of the University Superannuation Scheme, which has recently been changed. Part of my contribution is now going to go into an “Investment Builder” plan, which is invested in a fund I have to choose. I also have the option to make an extra contribution of 1% of salary, which will… Read more »
Q. I read an article in a national newspaper recently which left me with the impression they were suggesting you shouldn’t necessarily take your pension benefits from your personal pensions when you retire. Surely this must be some sort of flawed logic. Can you explain please? A. It may well be that the article was referring… Read more »
Q. I seem to recall reading in your column some time ago there is a preferred way to pay for restaurant bills and other purchases when using your debit card overseas. I am about to go on holiday later in July and wondered if you could repeat that to refresh my memory. A. I think… Read more »
