Q. I have an interest-only mortgage, which I intend to repay by using the funds held in my ISA and the tax-free cash from my pension once I reach age 55. However, I read an article recently that stated that the government is set to restrict the amount that can be held within an ISA and… Read more »
Q. I am a physiotherapist and I am self-employed. A colleague has told me that HMRC is scrutinising the tax affairs of all those who work in this sector, with a view to increasing its revenue. Is this correct? A. To an extent, yes, this is true. HMRC has conducted a number of disclosure campaigns in… Read more »
Q. I am the HR Manager of a well-known North-East employer. I am responsible for ensuring our compliance with the auto-enrolment / workplace pensions regime and I read with interest therefore your answer to a recent question regarding an expected “capacity crunch” amongst pension providers. I recently approached a pension adviser to source a suitable scheme… Read more »
Q. I am the Finance Director of a medium-sized employer. I have been tasked with ensuring my company’s compliance with the auto enrolment regime when we reach our staging date in early 2014. I was concerned to see a recent newspaper headline that talked about an expected “capacity crunch” amongst pension providers next year, when small… Read more »
Q. I am the HR Manager of a medium-sized local business. I have been tasked (together with my Finance Director) with ensuring my company’s compliance with the new obligations to auto-enrol staff into a workplace pension. Whilst we had been quite relaxed about introducing such a pension scheme and making the obligatory contributions to our… Read more »
