Q. I run my own company. I have a pension term assurance policy which is due to expire when I am 60 in a couple of months time. I expect to continue to work, possibly until I am 70. Can I do a replacement plan with the same tax benefits? A. Pension Term Assurance is no longer… Read more »
Q. My husband and I are getting divorced. I will be reliant on the maintenance he is due to pay me on behalf of our two children, who are 5 and 7, until they are grown up. I feel vulnerable if anything happens to him during this time. A. Most solicitors advocate a clean break financial settlement… Read more »
Q. My partner and I who are both in our twenties have two young children, aged 6 and 4. My partner has a salary of £28,000 per year, and I currently look after the children. He has life cover through work which pays out 4 times his salary. Is this enough? A. This is one of those… Read more »
Q. I have a Lasting Power of Attorney (LPA) to look after my Mothers financial affairs. She is 85 and up until recently has been fiercely independent. She lives in her own home which is owned outright. With her health starting to fail I have started to use the LPA to take over the running… Read more »
Q. It looks as though my marital relationship has broken down and my wife and I are contemplating divorce. I am pleased to say everything looks as though it will be amicable, however, we would like to know what the best way to deal with my pension would be. I have quite significant amounts of… Read more »
