Q. I have a holiday cottage which I rent out to pay the mortgage, and sometimes use myself. I have recently had the council tax bill through, and was wondering whether I qualify for the single person discount, when there are often more people than that staying in it? A. The answer could actually be better than… Read more »
Q. My husband, who was 56, suffered a heart attack last year. His employer offers a Group Income Protection policy, so his income will continue to be paid while he is off sick, albeit at a lower level. Can he access his pension fund as well to boost our income. A. Firstly, I am sorry to… Read more »
Q. My husband and I are getting divorced. I will be reliant on the maintenance he is due to pay me on behalf of our two children, who are 5 and 7, until they are grown up. I feel vulnerable if anything happens to him during this time. A. Most solicitors advocate a clean break financial settlement… Read more »
Q. My mother died several months ago and we are now dealing with her estate. She had a valuable property and consequently inheritance tax is due. The property was her main asset and whilst we are trying to sell it we have not been able to so far and therefore there is little cash to pay… Read more »
Q. My partner and I who are both in our twenties have two young children, aged 6 and 4. My partner has a salary of £28,000 per year, and I currently look after the children. He has life cover through work which pays out 4 times his salary. Is this enough? A. This is one of those… Read more »