Q. I am due to retire shortly after the introduction of the new single-tier state pension in 2016. Please can you tell me how my state pension entitlement will be calculated under the new system and how will my National Insurance Contributions, paid under the current regime, be taken into account? A. Yes. The new flat-rate state… Read more »
Q. I am the HR Manager of a well-known North-East employer. I am responsible for ensuring our compliance with the auto-enrolment / workplace pensions regime and I read with interest therefore your answer to a recent question regarding an expected “capacity crunch” amongst pension providers. I recently approached a pension adviser to source a suitable scheme… Read more »
Q. My mother died recently, leaving her estate to me and my two younger sisters (in equal shares). I have an older brother who is disabled and who lived with my mother. My mother’s will did not provide for my brother (primarily because he is in receipt of benefits) but my mother left my sisters… Read more »
Q. I am the HR Manager of a medium-sized regional business. We are in the process of assessing our options for complying with the auto-enrolment legislation and our obligation to enrol all relevant employees into a workplace pension. We had been told by our employee benefits consultant that the costs of this advice could be… Read more »