Q. I am the HR Manager of a well-known North-East employer. I am responsible for ensuring our compliance with the auto-enrolment / workplace pensions regime and I read with interest therefore your answer to a recent question regarding an expected “capacity crunch” amongst pension providers. I recently approached a pension adviser to source a suitable scheme… Read more »
Q. I am approaching retirement and I have modest pension savings. I had intended to purchase an annuity from the insurer who administers my personal pension, however I saw a newspaper headline recently that suggested annuity rates can vary significantly between insurers. Is this correct and, if so, what can I do to ensure that… Read more »
Q. I am the HR Manager of a medium-sized local business. I have been tasked (together with my Finance Director) with ensuring my company’s compliance with the new obligations to auto-enrol staff into a workplace pension. Whilst we had been quite relaxed about introducing such a pension scheme and making the obligatory contributions to our… Read more »
Q. I have received a letter from my ISA provider stating that the number of funds in which I can invest has increased, however I cannot tell which additional funds have been added. Can you offer any assistance, please? A. It is impossible for me to tell you which funds have been added without seeing… Read more »
Q. I am the FD and a shareholder of my family-owned business. I have received an approach from a firm of “specialist pensions advisers” extolling the benefits of using my pension to invest in my business. I am conscious that there are circumstances when this can be done but I am also mindful of an… Read more »
