Q. I am a member of the University Superannuation Scheme, which has recently been changed. Part of my contribution is now going to go into an “Investment Builder” plan, which is invested in a fund I have to choose. I also have the option to make an extra contribution of 1% of salary, which will… Read more »
Q. I have a pension through the employer I have just left, where there was a clause allowing retirement after age 50. I am attracted by this, and also the flexibility to draw more benefits early, as my other main defined benefit scheme is not accessible until age 60. Can I transfer to a flexible… Read more »
Q. I joined a workplace pension six months ago and now my employer has sent me a letter encouraging me to take advantage of Salary Sacrifice to pay my contributions. It looks like I have to reduce my salary to take advantage of this which makes me think it all looks very suspect. Is this… Read more »
Q. I reach my state pension age in May 2016, which as I understand it, is after the new flat rate of state pension will be introduced. I was therefore expecting a flat rate of pension of something like £150 per week. I have just received a state pension forecast and it is not as… Read more »
Q. Last week you mentioned the reduction in the amount protected if a bank goes bust from £85,000 to £75,000 from 1st January 2016. I am worried because I am currently acting as executor for my late brother, and we have to gather together all his assets from different sources into one account before distributing them… Read more »
