Q. I am 65 in January next year, so will reach state retirement age before the introduction of the new Single Tier State Pension next April. I have a feeling that I will be worse off than I would be if I was younger, but am not sure. What can I do to find out?… Read more »
Q. I have just been issued with a mobile phone by my employer (not at my request) and am concerned it will end up costing me money as I believe I will have to pay tax on it. I don’t really need a mobile phone and feel my employer should pay any tax I will… Read more »
Q. My husband and I are getting divorced. I will be reliant on the maintenance he is due to pay me on behalf of our two children, who are 5 and 7, until they are grown up. I feel vulnerable if anything happens to him during this time. A. Most solicitors advocate a clean break financial settlement… Read more »
Q. My uncle died recently leaving me a £20,000 legacy. I do not have a need for this money, and would like to give it to charity instead. What is the best way to go about this? A. There are two ways you could go about this. The first would be to exercise a “deed of… Read more »
Q. I am 62, and looking forward to getting my state pension in September 2017 when I will be 65. I requested a forecast a few years ago which said I would get basic state pension of £107.45 a week plus an additional pension of £39.00 per week, giving a total of £146.45 per week. I… Read more »
